1. Agreement to These Terms
These Terms of Service (the "Terms") are a binding agreement between Oyzla Leads ("Oyzla," "we," "us," or "our") and the insurance agency or business that purchases a subscription or uses our website at oyzlaleads.com (the "Service"). By purchasing a subscription, completing checkout, or using the Service, you agree to these Terms on behalf of yourself and the agency you represent. If you do not agree, do not use the Service.
2. What the Service Is
Oyzla Leads provides exclusive local consumer-insurance leads to independent insurance agencies. For your approved territory, we create, run, and optimize local advertising campaigns and deliver the prospects generated in that territory ("Leads") to you. The Service is self-serve: you activate online, complete a short setup questionnaire after checkout, and communicate with us through the chat on our website or by email.
3. Subscription, Fees, and Billing
- Pricing. $1,000 first month before applicable tax, then $2,000/month before applicable tax, month to month.
- Auto-renewal. Your subscription renews each month and your payment method on file is charged at the start of each billing period until you cancel. Payments are processed by Stripe, our third-party payment processor.
- Taxes. Prices are stated before applicable tax. Any applicable sales or similar taxes are added at checkout or on invoices as required by law.
- Flat fee. There are no per-lead charges. Your monthly fee does not vary based on which territory you choose.
- Failed payments. If a renewal payment fails, we may pause lead delivery and campaign activity until payment is completed. Territory exclusivity may lapse if payment is not completed within a reasonable period after notice.
4. Territory Exclusivity
Oyzla partners with one agency per approved territory. While your subscription is active and in good standing, we will not sell Leads generated in your approved territory to any other agency, and we will not knowingly resell or share those Leads with anyone else.
Territory boundaries are defined by the city or ZIP code(s) confirmed during onboarding. We may reasonably clarify boundaries with you in writing (chat or email) before your campaign goes live. Exclusivity applies to Leads generated by Oyzla's campaigns; it does not restrict prospects who find your agency through other channels.
5. First-Month Guarantee
- "Valid" lead means a prospect with working contact information, located in (or seeking coverage in) your approved territory, who expressed interest in an insurance product. A lead is not invalid merely because it does not result in a sale, does not respond to your outreach, or chooses another provider.
- "Campaign goes live" means the date your advertising campaign begins running, which follows your completion of the onboarding questionnaire. Delays caused by incomplete onboarding information extend the start of the 30-day window accordingly.
- How to claim. Request the refund within 14 days after the 30-day window ends by messaging us through the chat or emailing info@oyzlaleads.com. Approved refunds are issued to the original payment method.
- The guarantee applies once per agency, to the first month of a new territory subscription only.
6. Leads and Data Handling
- Leads are provided for your agency's own insurance-quoting and sales purposes only. You may not resell, share, publish, or transfer Leads to any third party outside your agency.
- You are responsible for your own outreach to Leads and for complying with all laws that apply to that outreach, including the TCPA, CAN-SPAM, state insurance-marketing rules, and do-not-contact requirements.
- You must handle Lead data securely and honor consumers' requests to delete their information or stop hearing from you.
- We deliver Leads by email and/or dashboard access as configured during onboarding. We may also help you organize Leads in a CRM as part of setup.
- Our collection and use of personal information is described in our Privacy Policy.
7. Your Responsibilities
- Provide accurate business information during checkout and onboarding, and complete the onboarding questionnaire promptly so your campaign can launch.
- Hold and maintain any licenses required to sell insurance in your territory.
- Respond to Leads professionally; your conduct with consumers is your responsibility, not Oyzla's.
- Keep your payment method current.
8. Cancellation
- Your subscription is month to month with no long-term contract and no cancellation fee.
- Cancel anytime by messaging us through the chat or emailing info@oyzlaleads.com before your next renewal date. Cancellation takes effect at the end of the current paid billing period.
- You keep receiving Leads through the end of the period you have paid for. Except for the First-Month Guarantee in Section 5 or where required by law, fees already paid are not refunded or prorated.
- When your subscription ends, your territory becomes available to other agencies.
9. Disclaimers
Except for the express guarantee in Section 5, the Service is provided "as is" and "as available." We do not guarantee any particular number of Leads beyond the guarantee, any conversion rate, closed policies, or revenue outcome. Lead volume varies with local demand, seasonality, and advertising conditions. To the maximum extent permitted by law, we disclaim all implied warranties, including merchantability, fitness for a particular purpose, and non-infringement.
10. Limitation of Liability
To the maximum extent permitted by law, Oyzla's total liability arising out of or relating to the Service is limited to the amounts you paid to Oyzla in the three (3) months before the event giving rise to the claim. Oyzla is not liable for indirect, incidental, consequential, special, or punitive damages, or for lost profits or lost business opportunities, even if advised of the possibility.
11. Indemnification
You agree to indemnify and hold Oyzla harmless from claims, damages, and expenses (including reasonable attorneys' fees) arising from your outreach to Leads, your violation of applicable law, your breach of these Terms, or your sale of insurance products.
12. Intellectual Property
Oyzla owns the Service, our website, our campaign materials, and our branding. You receive no rights in them except the right to use the Service as described in these Terms while your subscription is active.
13. Changes to the Service or These Terms
We may update these Terms from time to time. If we make material changes, we will post the updated Terms on this page with a new "Last updated" date and, where appropriate, notify active subscribers by email. Continued use of the Service after changes take effect constitutes acceptance. Price changes never apply retroactively and take effect no earlier than your next renewal, with prior notice.
14. Governing Law and Disputes
These Terms are governed by the laws of the State of Utah, without regard to conflict-of-laws rules. Any dispute that cannot be resolved informally will be brought in the state or federal courts located in Utah, and both parties consent to their jurisdiction. Before filing any claim, you agree to first contact us and give us 30 days to try to resolve the issue.
15. Contact
Questions about these Terms? Message us through the chat on our website or email info@oyzlaleads.com.